If you don’t already have health coverage, the Health Insurance Marketplace is a new way to find and buy health coverage that fits your budget and meets your needs.
Chances are you if you have job-based insurance you like, you may want to keep it. You may also be able to change to Marketplace coverage if you want.
Open Enrollment for 2015 coverage is now closed. Plans and prices are no longer available for 2015.
Open Enrollment for 2016 coverage begins November 1, 2015 and coverage begins as early as January 1, 2016.
Not only can you view and compare health insurance options online, but with one simple application, you can have those options tailored to your personal situation and find out if you might be eligible, based on your income, for financial assistance to lower your costs.
You can apply four ways:
- In-person with the help of a trainer assister or navigator
Get started now!
No matter where you live, there will be a Marketplace in your state, offering plans from private companies where you’ll be able to compare your health coverage options based on price, benefits, quality, and other features important to you before you make a choice.
Health insurance companies selling plans through the Marketplace can’t deny you coverage or charge you more due to pre-existing health conditions, and they can’t charge women and men different premiums based on their gender.
A health plan will generally offer comprehensive coverage, including a core set of essential health benefits like doctor visits, preventive care, maternity care, hospitalization, prescription drugs, and more.